Rates*
| Prime Rate |
Rates |
| Prime Rate |
5.45% |
| Savings Accounts |
Rates |
| Plan24 |
0.25% |
| Free and Easy Savings |
0.25% |
| Demand Deposit |
0.25% |
| E_Savings |
1.25% |
| TFSA |
1.25% |
| Agrilnvest |
0.10% |
| Investment Savings Plan** |
1.00% |
| SmartSave (Tiered Savings) |
Rates |
| SmartSAVE Tier $0 - $ 4,999 |
0.25% |
| SmartSAVE Tier $5,000 - $ 24,999 |
0.50% |
| SmartSAVE Tier $25,000 - $ 59,999 |
0.75% |
| SmartSAVE Tier $60,000 or more |
1.00% |
| Your Business Savings |
Rates |
| Business Savings $0-$4,999 |
0.25% |
| Business Savings $5,000-$9999 |
0.25% |
| Business Savings $10,000-$24,999 |
0.50% |
| Business Savings $25,000-$49,999 |
0.75% |
| Business Savings $50,000-$99,999 |
1.00% |
| Business Savings $100,000-$249,999 |
1.25% |
| Business Savings $250,000+ |
2.00% |
| Our Community Savings |
Rates |
| Community Savings $0-$4,999 |
0.25% |
| Community Savings $5,000-$9999 |
0.25% |
| Community Savings $10,000-$24,999 |
0.50% |
| Business Savings $25,000-$49,999 |
0.75% |
| Business Savings $50,000-$99,999 |
1.00% |
| Community Savings $100,000-$249,999 |
1.25% |
| Community Savings $250,000+ |
2.00% |
| RRSPs and RRIFs |
Rates |
| ***3 Year Deposit Rate Special***OAC |
3.65% |
| 1 Year |
3.75% |
| 2 Year |
3.50% |
| 3 Year |
3.50% |
| 4 Year |
3.40% |
| 5 Years |
3.40% |
| Variable |
0.15% |
| SmartSAVE RRSP $0 - $4,999 |
0.10% |
| SmartSAVE RRSP $5,000 - $24,999 |
0.15% |
| SmartSAVE RRSP $25,000 - $59,999 |
0.20% |
| SmartSAVE RRSP $60,000 or more |
0.25% |
| GICs and TFSAs |
Rates |
| Short Term - 30 - 59 Days |
0.65% |
| Short Term - 60 - 89 Days |
0.70% |
| Short Term - 90 - 119 Days |
0.75% |
| Short Term - 120 - 179 Days |
0.80% |
| Short Term - 180 - 269 Days |
0.90% |
| Short Term - 270 - 364 Days |
1.00% |
| GICs and TFSAs |
Rates |
| 1 Year |
3.75% |
| 2 Year |
3.50% |
| 3 Year |
3.50% |
| 4 Year |
3.40% |
| 5 Year |
3.40% |
| Mortgages |
Rates |
| ***5 Year Mortgage Rate Special *** OAC |
4.39% |
| ***3 Year Mortgage Rate Special *** OAC |
4.79% |
| Closed - 6 Months |
7.99% |
| Closed - 1 Year |
7.24% |
| Closed - 2 Years |
6.84% |
| Closed - 3 Years |
6.54% |
| Closed - 4 Years |
6.44% |
| Closed - 5 Years |
6.49% |
| Mortgages |
Rates |
| Open - 6 month |
9.75% |
| Open - 1 Year |
9.00% |
| Open - 2 Years |
9.50% |
| Open - 3 Years |
10.00% |
| Personal Loans |
Rates |
| Loans under $2,500 |
15.50% |
| Overdraft under $5,000 |
17.25% |
| RRSP Top Up Loan - 1 to 10 Years - First Year at Prime |
5.45% |
Foreign Exchange
Please contact your branch for current rates
*Rates and fees are provided for information purposes only and are subject to change at any time. **The rate of return on this account has historically outperformed all of our other regular savings accounts. The interest rate is based on OMISTA Credit Union's performance throughout the year. It's your way of sharing in your Credit Union's profits!
