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Savings Accounts

Make your money work harder for today and tomorrow

 

Find the savings account for you

Investment Savings Account

Perfect for you if…

A savings account with a high rate of return on your full balance, regardless of the amount

Key benefits
  • Free online banking transfers, and one free in-branch withdrawal or transfer per month
  • Additional in-branch transactions $5.00 each
  • Interest calculated daily on closing balance and paid monthly**

eSavings Account

Perfect for you if…

A savings account with a high rate of return on your full balance, regardless of the amount

Key benefits
  • No minimum balance required
  • Interest calculated daily on closing balance and paid monthly**
  • Free unlimited online banking transfers, and one free non-electronic withdrawal or transfer per month
  • Additional transactions $5.00 each

Smart Savings Account

Perfect for you if…

You want to maximize your savings conveniently. Our six-tiered interest structure enhances interest as your savings grow. The higher your account balance, the greater the return on your money.

Key benefits
  • No minimum balance required
  • Interest calculated daily on closing balance and paid monthly**
  • Daily banking transactions are subject to standard pricing

Youth Savings Account

Perfect for you if…

Savings account for those aged 25 and under with no monthly fee.

Key benefits
  • Unlimited debit transactions, pre-authorized payments and online bill payments.
  • Unlimited Atlantic Credit Union ATM transactions
  • Free in branch withdrawals and deposits

US Savings Account

Perfect for you if…

you want to take advantage of the best exchange rates throughout the year. When you're ready to travel your U. S. dollars are waiting in your account.

Key benefits
  • Flexibility to access your funds when needed
  • Interest calculated daily and paid monthly

Tax Free Savings Account

Perfect for you if…

you are looking for a flexible, registered general purpose savings vehicle that allows Canadians to earn tax-free investment income to more easily meet lifetime savings needs. Contributions are not tax-deductible.

Key benefits
  • The TFSA complements existing registered savings plans like the Registered Retirement Savings plans (RRSP) and the Registered Education Savings Plans (RESP).
  • Available to New Brunswick residents age 19 and older
  • Accumulate contribution room starting at age 18
  • Contributions are not tax deductible
  • Contributions may only be made by the owner
  • Income earned and capital gains under a TFSA are tax sheltered
  • Withdrawal of contributions and/or income are not be subject to tax
  • Maximum contribution limits apply
  • Unused contribution room may be carried forward and contributed in a future year
  • Withdrawals (capital and income) increase the unused contribution room
 
 

Not sure which savings account to choose?

We’ll be happy to help you pick the option that best suits your goals.

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Bank and pay your way

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On your mobile device

View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.

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On your computer

Manage your money anytime from the comfort of your home with our intuitive online banking system.

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Using mobile wallet

Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.

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Via 3,000+ ATMs

Use our Canada-wide ATM network to access the money you need whenever you need it – surcharge-free.

 

Lost or stolen debit card?

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Call us

Get in touch ASAP. Our team will help you secure your account to prevent any fraudulent activity.

1.506.858.7206 or 1.506.458.8844

1.888.277.1043

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Lock your card

Use our Lock’N’Block service to immediately lock your card. Simply log into your account, click the Lock’N'Block icon and select the card you want to lock.

Log in
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Products for tomorrow, today

Once you have established your financial toolboxes or investment accounts, think of these investment products as tools for putting your money to work and growing it.

Maximize your wealth

Think of an investment account as your financial toolbox. It's where you keep your money and assets, such as a Tax-Free Savings Account (TFSA) or a Registered Retirement Savings Plan (RRSP), to help you achieve your financial goals.
 
 

Level up your financial know-how

Guide to saving & investing, opens in a new tab

Want to learn more about investing? Wish you could save more and spend less? This guide has you covered.

Building healthy financial habits, opens in a new tab

Healthy habits aren't just for your lifestyle. Here's how to ensure future you (and current you) are set up for success.
 
*Charged at time of occurrence. Some exemptions or discounts may apply. Contact your financial service representative for more information. 
**Other fees not listed may apply. Prices in effect September 1, 2023. Pricing subject to change without notice.

Registered Accounts and Products Fees and Pricing*

Cash Partial Withdrawal/Transfer
(including unscheduled Registered Retirement Income Fund ("RRIF") withdrawal)
$35.00
Pre-Approved redemption of a non-redeemable fixed deposit prior to maturity (subject to interest penalty) $100.00 per transaction
Statement of Account / e-Statement Free
Registered Plan Pension Legislated Special Withdrawal Request $150.00
Account Closed
(LIF transferred back to LIRA)
$150.00
Transfer Out $100.00
Estate Administration $275.00 per hour 
Search Charges Hourly Fee
(Minimum time charge 1 hour)
$30.00