Lines of Credit

From unexpected emergencies to spontaneous vacations – be ready for it all

Access the funds you need whenever you need them

Line of Credit

Perfect for you if…

You're looking to access, withdraw, and repay funds at any time, on a flexible basis

Key features

Control how much you borrow
Funds are accessible with Interac debit, e-Transfer and cash or cheque withdrawal
Competitive interest rates
Flexible repayment options
Low-cost life and disability insurance available

Book a chat

Student Line of Credit

Perfect for you if…

you're a student looking for an affordable way to finance your post-secondary education, including tuition, course fees, books, and living expenses while away from home.

Key features

Available to full or part-time students (a co-signer may be required)
Interest only payments while in school, including summer and co-op terms
Regular loan payments on the principal do not begin until six months after you have stopped being a student
Additional six months may be negotiated if you are unemployed
Repayment over 10 years, depending on amount
Low-cost life and disability insurance available

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Home Equity Line of Credit

Perfect for you if…

You are looking for the convenience of using your home's equity whenever you want. Unlock your home's equity to meet your ever-changing financial needs.

Key features

Access up to 80% of your home's value at anytime
Customized mortgage terms
Flexible payment options
Save interest charges with debt consolidation
Low-cost life and disability insurance available

Book a chat

RRSP Line of Credit

Perfect for you if…

Making an annual RRSP contribution is as easy as transferring the funds from a pre-arranged line-of-credit. It’s a convenient option for people who make annual contributions by borrowing, or who want to maximize this year's contribution or take advantage of unused carry-forward amounts.