Careers
Are you looking for a fun place to work with lots of opportunities and challenges? If your answer is yes keep reading.
At OMISTA, advancement and growth are words that are spoken almost every day. As we continue to grow, so do the opportunities.
Current Opportunities:
OMISTA is looking for a Financial Service Representative to join our Team!
As a Certified B Corp® OMISTA Credit Union exists to provide a better way to bank. OMISTA provides complete banking products and services delivered with honesty, fairness, and trust. We are committed to providing solutions that improve the financial wellbeing of our members. When you “Bank Local” with OMISTA, all money and profits stay in New Brunswick, creating greater prosperity for our shared economy and communities.
THE POSITION
We are currently seeking a Financial Service Representative to join our Main Street team. This individual will play a critical role in assisting members with their personal loan and mortgage needs. In this role, you will be responsible for managing the entire loan process for personal loans and mortgage products. You will work directly with members to understand their needs, assist in loan applications, and provide expert advice on available financial products. Your goal will be to ensure a seamless experience for our members, while meeting performance targets and contributing to the growth and success of the credit union.
RESPONSIBILITIES
- Loan Consultation: Meet with members to assess their financial needs and provide personalized solutions for personal loans, mortgages, and other lending products.
- Loan Application Processing: Guide members through the loan application process, ensuring accuracy and completeness of documentation and facilitating approvals in a timely manner.
- Product Knowledge: Stay up to date on the credit union’s loan products, mortgage options, industry trends, and regulatory requirements to provide expert advice and recommendations.
- Underwriting and Approval: Review and evaluate loan applications, credit reports, and financial documents to determine loan eligibility and risk factors.
- Customer Service: Provide exceptional service to members by answering inquiries, addressing concerns, and resolving issues throughout the loan process while identifying opportunities to cross-sell other credit union products and services that may benefit the member’s financial well-being.
- Compliance: Ensure all loan transactions comply with credit union policies, provincial and federal regulations, and industry best practices.
THE IDEAL CANDIDATE
- Minimum 3 years of experience in a financial institution- preferably in a personal loans and mortgage lending role.
- Strong knowledge of loan products, mortgage lending practices and regulatory requirements.
- Excellent communication and interpersonal skills.
- Strong analytical and problem-solving abilities.
- Detail-oriented with ability to manage multiple tasks and deadlines.
- Ability to work independently and as part of a team.
Education and Training
- Certificate and/ or diploma in finance, business, or related field, plus a minimum of 3 years of job-related experience, or an equivalent combination of education and experience. Credit Union specific education (CCUA Consumer Loans and Mortgage Lending & CCUA Products and Services) will be required within 1 year.
JOB SUMMARY
Required Travel: No
Location: Moncton - Main Street
Work Environment: Branch
Pay Type: Salaried, Personal Bonus, Team Bonus
Please Note: The ability to be bonded is a condition of employment with OMISTA. The Bonding Process consists of the completion of a bonding application, criminal record check, and credit check.
Benefits:
- Matched Pension (2%-7%)
- Health & Dental Cost Flex (75%/25%)
- Employee Development Opportunities
- Employee Pricing on Accounts
- Min 3 weeks’ Vacation & Paid Sick Days
- STD, LTD, Life Insurance, Critical Illness
- Wellness Credit and so much more!
Application Deadline: November 25, 2024
Application ID: 2024-FSR2
Email resume and cover letter to: careers@omista.com
Diversity and Inclusion: OMISTA Credit Union is committed to employment equity and diversity in the workplace, and welcome applicants from diverse backgrounds. We appreciate your interest in OMISTA; however only those being short-listed for an interview will be contacted.
Why Would I Want to Work at OMISTA Credit Union?
Flexible Work Arrangements
Flexible Working Arrangements – Having a life-work balance is important! OMISTA is thrilled to provide a Flexible Work Arrangement (FWA) Program for a number of our positions. Hybrid arrangements are available after a successful probation period and where training has been successfully completed. While FWA is not possible for all our positions, we are happy to accommodate as many opportunities that we can! Just another way we put People First.
Learning
We are committed to each employee's personal and professional development. We offer performance planning, tuition/course reimbursement, CU SOURCE on-line knowledge exchange, and in-house training.
Communication
All employees have access to their own company e-mail and an Intranet where we post up-to-date company news, information on products and services, trends in the market place and career development opportunities.
Wellness
We provide a healthy work environment by providing services, programs, tools and policies that contribute to an excellent quality of work life experience. This includes flu clinics, health and lifestyle information, and wellness dollars gym memberships, home exercise equipment or fitness classes. We have also partnered with Shepell-fgi to offer our employees free, confidential support - from counseling regarding personal or work-related problems to providing assistance in locating child or elder care services.
Benefits
All employees have access to a full range of health benefits including Drug, Dental, Vision, Short-term and Long-term Disability.
Community
We believe our relationship with our owners goes beyond our full range of financial services & expert advice. We aspire to improve the quality of life in the community that we operate and in which our customers live and work, specifically Metro Moncton, Fredericton and Oromocto. For more information please visit the In Our Community section of our website.
Comprehensive Communication Strategy
We have an inclusive communication strategy to ensure that all employees feel they are involved in decisions that affect their day-to-day work. It is important that we involve employees in order to keep them informed and engaged. We strongly believe that transparent communication is a key factor that affects employee satisfaction and success.
Our strategy consists of various communication methods including:
- OMISTA SharePoint – a centralized information repository and internal bulletin board for employees of OMISTA
- CU Zone – a centralized information repository and bulletin board for employees of the Atlantic Credit Union system
- Coffee Pot meetings – regular team meetings for managers share information, provide training and garner employee input
- All Employee Breakfast meets – bi-annual meetings for all employees to gather to hear about the important company news and updates from the CEO, CFO, HR, Marketing, IT and/or Business Development
Submit Your Resume
Send your resume to:
Human Resource Department
OMISTA Credit Union
1192 Mountain Road
Moncton, NB, E1C 2T6
careers@omista.com
We keep a record of your resume in our database for a period of 6 months.
