Green Choice Loans
We are committed to improving our planet's condition.
As a Certified B Corporation, we provide various sustainable products and services to help our customers achieve their environmental goals.
Our Green Choice Loan Program enables you to make a positive impact on the environment while also saving money. Upgrade your home in an eco-friendly manner, choose a mode of transportation with a lower carbon footprint, and benefit from reduced loan rates. Let's work together to make a difference today.
The OMISTA Green Choice Home Loan* is a personal loan at a rate of prime +1%1 for up to 5 years. The low interest rate saves you money compared to a conventional loan. You can borrow as little as $3500 up to a maximum of $50 000, then pay it back through flexible payment options.
- Interest rate at prime + 1%1
- No penalty for extra payments or early repayment
- Make extra payments any time, in any amount, and as often as you want
- Term of 1 to 5 years
- Minimum loan amount $3500 to maximum of $50 000
Apply for rebates - Canada Greener Homes and Total Home Energy Savings Program.
Reduce your environmental footprint through the following energy efficient upgrades to your home:
- Insulation upgrades
- Solar equipment
- Geothermal energy
- Heat pumps/mini splits
- ENERGY STAR® windows and/or doors
- ENERGY STAR® appliances
- Heat recovery ventilation systems
- Oil and electric boiler/furnace conversions to propane
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Contact your branch or email us at DigitalLending@OMISTA.com to learn more.
* OAC. Term and conditions apply. 1Rate based on a minimum loan of $3500 for a five-year term. Rates subject to change without notice. OMISTA Prime is the variable rate of interest per year declared from time to time to be the prime rate for Canadian dollar loans made by OMISTA Credit Union. The interest rate on your loan will change whenever OMISTA Prime varies.
The OMISTA Green Choice Vehicle Loan* is a personal loan at a rate of prime +0.5%1 for new vehicles or prime +1%1 for used vehicles, for up to 7 years. The low interest rate saves you money compared to a conventional loan. You can borrow as little as $3,500, then pay it back through flexible payment options.
- Interest rate at prime + 0.5%1 (new vehicle) or prime +1%1(used)
- No penalty for extra payments or early repayment
- Make extra payments any time, in any amount, and as often as you want
- Terms of up to 7 years*
- Minimum loan amount $3,500
Reduce your carbon emissions through the purchase of the following environmentally friendly transportation choices:
- Purchase of a new or used low emission vehicle with a CO2 emission rating of 165g/km or lower
- Purchase of electric bike, motorized bike, or scooter (with motor under 50cc)
- Purchase of non-motorized bicycle (retail invoice of $3500+)1
Contact your branch or email us at DigitalLending@OMISTA.com to learn more.
* OAC. Term and conditions apply. 1Rate based on a minimum loan of $3500, 84-month maximum loan term. Rates subject to change without notice. OMISTA Prime is the variable rate of interest per year declared from time to time to be the prime rate for Canadian dollar loans made by OMISTA Credit Union. The interest rate on your loan will change whenever OMISTA Prime varies.