Vehicle Loans


Take the smart course. Before visiting the dealership, arrange a pre-approved car loan at OMISTA Credit Union. A pre-approved loan puts you in the driver’s seat when negotiating price or comparing lease agreements. And when comparing, remember to ask about making extra payments, loan insurances and cost of borrowing. With the right information, you can make the right decision that fits your lifestyle.

Use a pre-approved loan for used and new cars, trucks, boats or recreational vehicles.


  • Flexible repayment terms up to 7 years
  • Repay your loan faster with weekly or bi-weekly payments
  • No penalty for extra payments or early repayment


  • Credit life and disability, and critical illness insurances available
  • Competitive rates